Savings life insurance

Regular contributions grow into capital by the date you need it, while your family stays protected for the whole term.

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Savings life insurance solves two tasks at once: it protects your family financially and builds capital by a specific date — a child’s university, buying a home or retirement.

How it works

  • You choose the term of the contract (usually 5 to 25 years) and the amount of the regular contribution.
  • The insurer invests the reserves and credits a guaranteed return, and may also add investment income.
  • At the end of the term you receive the accumulated amount. If an insured event happens during the term, your family receives the payout.

Who it is for

Parents saving for their children’s education; people who want to save with discipline while protecting their family; those building extra income for retirement.

Why Dynasty

We compare programmes of several insurers, explain the differences in guaranteed return, surrender values and additional risks, and help you choose the contract that fits you. Consultation and selection are free of charge.

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* The annual effective rate of return depends on the insurance term and the contract currency (tenge or US dollars); the calculation is preliminary — the insurer will confirm the exact terms.