Term life insurance is the simplest and most affordable way to protect your loved ones. The contract is concluded for a fixed term, and if an insured event occurs your family receives the sum insured, which helps maintain their standard of living, repay loans and pay for the children’s education.
Key features
- Low premium for a high sum insured — you pay only for protection, with no savings component.
- Term from 1 to 20 years; the sum insured can match your loans and family expenses.
- Disability, critical illness and accident cover can be added.
When it matters most
If you have a mortgage or a large loan, if you are the only or main breadwinner, or if you have young children.
The price depends on age, sum insured, term and health. You can estimate the premium in the calculator below, and a consultant will compare exact terms from several insurers.