A new-generation digital insurance company
Amanat Insurance Company: online insurance and claims settlement without visiting an office
Amanat Insurance Company JSC is a universal Kazakhstani insurer with more than 25 years of experience that today positions itself as a digital insurance company. Amanat's core idea is to build an insurance ecosystem in which a policy is bought in a few minutes and a loss is settled entirely online: without paperwork, trips to the office or unnecessary calls. The company works with individuals and businesses and, according to its own figures, has earned the trust of more than a million customers.
Approach and philosophy
Amanat's work is based on four principles, which the company formulates as follows: a digital ecosystem instead of paperwork, data analytics instead of guesswork, fast rate calculation using artificial intelligence, and online claims settlement instead of office visits. Its mission is to make insurance easy, accurate and clear for the customer, and its vision is to turn insurance into a natural part of modern life and business.
The company itself stresses that it was created to pay claims, not to avoid them. In support of this, Amanat publishes its claims settlement statistics: in 2024–2025 the company paid customers about 8 billion tenge on approximately 13 thousand insured events, with the largest single payment amounting to 555 million tenge. In CASCO, cargo and property alone, more than 3.6 thousand cases totalling about 3.5 billion tenge were settled during this period.
| Full name | Amanat Insurance Company JSC |
|---|---|
| Experience | more than 25 years on Kazakhstan's insurance market |
| Sector | general insurance: compulsory and voluntary lines |
| Chairman of the Management Board | Нургалиев Ернар Бахытович |
| Claim payments in 2024–2025 | about 8 billion tenge, some 13 thousand insured events |
| Claim payments in 2025 | more than 4.5 billion tenge |
| Claims settlement | online in the personal account, status tracking 24/7 |
| Head office | 232 Dostyk Ave., Almaty |
Products for individuals
Compulsory motor insurance
A compulsory motor third-party liability insurance (OGPO VTS) policy online in a few minutes, with no commissions or hidden fees: all you need is a phone number, IIN and registration number. The contract is kept in your personal account, and payments are guaranteed by the Insurance Payments Guarantee Fund.
CASCO
Personalised terms of voluntary motor insurance: damage from road accidents, theft and unlawful acts of third parties, chips and scratches, damage to glass, lights and easily removable parts, theft of mirrors.
Travel medical insurance
A policy for a holiday, business trip or study abroad is taken out online in a couple of minutes and sent to your email. It covers emergency diagnostics, outpatient and inpatient treatment, and medical transportation. Suitable for a Schengen visa.
European accident report
Simplified reporting of minor road accidents without calling the police; the company publishes step-by-step instructions on its website.
Insurance for legal entities
For businesses, Amanat offers both compulsory and voluntary types of insurance. Cargo insurance is particularly well developed: for carriers and cargo owners the company has developed separate instructions on online registration and review of insured events, guidance notes and requirements for photo and video evidence.
- compulsory lines: motor third-party liability, carrier liability, auditors' liability, notaries' liability, liability of owners of hazardous facilities, environmental insurance, tourist insurance;
- transport: insurance of road, air, railway and marine transport;
- property and cargo: insurance of property and goods in transit;
- liability: general third-party liability, liability of vehicle owners and carriers, professional liability, employer's liability;
- staff: accident insurance for employees.
Digital services
Amanat builds its work around the personal account. There the customer buys and renews policies, stores contracts, submits a claim for an insured event and sees all stages of its review. The website also offers checks of a policy and of the case status by contract number, a vehicle depreciation calculator, a frequently asked questions section and financial literacy materials. The company is developing a separate mobile platform for insurance agents.
Important: the company warns customers about fraudsters posing as its employees. Take out policies only through Amanat's official channels or through licensed intermediaries, and check the contract by its number in the database.
How to report an insured event
Submit a claim online
Log in to your personal account on the Amanat website from any device and fill in the claim form for the insured event. There is a dedicated insured-events line for urgent advice.
Upload documents and photos
Attach photographs and documents directly in your account. For CASCO and cargo, detailed instructions on photographing and documentation are published on the website.
Automated assessment
Digital algorithms process the claim and shorten the decision-making time, while you see the status at every stage and receive notifications.
Receive the payment
The money is paid directly into your account, and the entire settlement history is stored electronically.
Amanat's advantages
- fast online arrangement of OGPO VTS, CASCO and travel insurance policies;
- fully online claims settlement with minimal documents;
- transparent public claims statistics;
- a wide range of compulsory and voluntary lines for businesses and strong expertise in cargo insurance;
- more than 25 years of experience on Kazakhstan's insurance market.
An Amanat policy through Dynasty
Dynasty will help you choose and take out an Amanat Insurance Company policy: compulsory motor insurance, CASCO, travel medical insurance or a corporate programme. Calculate the cost in the calculator, compare Amanat's terms with offers from other insurers and get advice from a Dynasty manager on choosing cover and arranging the policy.