A new name, 35 years of experience
Centras Life Insurance Company JSC (formerly Kommesk-Omir)
Centras Life is a life insurance company that was known as Kommesk-Omir until March 2026. Its history begins in 1991, which is why the company calls itself the most experienced insurance company in Kazakhstan: 35 years in the industry, more than half a million clients and over 38.4 billion tenge in payments. Today the insurer specialises in pension annuities, savings life insurance and employee protection, and is part of the Centras Group ecosystem.
History: from Kommesk-Omir to Centras Life
The joint-stock commercial insurance company Kommesk-Omir was established on 19 November 1991. As early as 1992 it had a network of regional branches, and in 1994 it obtained a licence for the main classes of insurance. In the 1990s and 2000s the company developed as one of the prominent players in general insurance: it worked with Zurich Insurance Company and set up insurance pools, and in 2007 its shares were included in the official list of the Kazakhstan Stock Exchange. The company repeatedly received industry awards, and in 2012 it made one of the largest payments in the history of the Kazakhstani market, more than 4 billion tenge for a fire.
In 2019 the life insurance subsidiary Centras Kommesk Life was registered, and it obtained a licence in 2020. In 2022 Kommesk-Omir decided to switch sectors to life insurance and transferred its general insurance portfolio to Centras Insurance. In 2023 Centras Kommesk Life was merged into Kommesk-Omir, and the company obtained licences for life insurance and life reinsurance. On 17 March 2026 state re-registration was completed, with the new name Centras Life Insurance Company JSC. All rights and obligations, including existing insurance contracts, remained unchanged.
| Full name | Centras Life Insurance Company JSC |
|---|---|
| Founded | 19 November 1991 (as the joint-stock commercial insurance company Kommesk-Omir) |
| Renaming | 17 March 2026, formerly Kommesk-Omir Life Insurance Company JSC |
| Licences | No. 2.2.16 of 01.02.2023 (life insurance); No. 2.2.17 of 02.06.2023 (life insurance and reinsurance) |
| Rating | A.M. Best: financial strength "B-" (Fair), issuer credit rating "bb-", outlook "Stable" (affirmed on 26 August 2026) |
| Group | Centras Group |
| Scale | more than 500,000 clients, payments exceeding 38.4 billion tenge |
| Official website | centraslife.kz |
Ratings and quality standards
The company has long worked with international rating agencies: in 2009 Moody's assigned it a financial strength rating for the first time, and since 2015 it has been rated by A.M. Best. In 2018 A.M. Best upgraded the financial strength rating to "B-", and it has been regularly affirmed since then. The most recent affirmation took place on 26 August 2026, already for Centras Life, with a stable outlook. The company's quality management system is certified to the ISO 9001 standard.
Insurance programmes
Pension annuity
A lifelong pension funded by pension savings, with annual indexation of payments and the option of receiving them before the general retirement age; insurance dividends are provided when the contract is concluded.
Өмір+
Savings life insurance with participation in the company's profits.
Бата Өмір
Savings life insurance for the benefit of a child: capital by the age of majority and protection for the family.
Сәтті Өмір
Foreign-currency savings life insurance with indexation and profit participation.
Protection and health
Borrower life insurance, life insurance with indexation, accident insurance, and insurance against COVID and ARVI.
For business
Compulsory employee accident insurance (OSRNS) and group term life insurance (GSSZh).
Why clients choose the company
- many years of experience: the company has been operating since 1991;
- an international A.M. Best rating with a stable outlook;
- membership of the Centras Group ecosystem;
- a range of savings programmes in tenge and foreign currency with profit participation;
- an online insurance shop and free consultation on the website.
The company's mission is to study clients' needs, create solutions, help grow savings and maintain financial stability.
How to report an insured event
Report the event
Contact Centras Life through the contact centre or a company office as soon as an event that appears to be an insured event occurs.
Submit a claim
State the contract details, the insured person's details and the circumstances of what happened.
Attach documents
Medical and other supporting documents, according to the list established by the insurance rules of your programme.
Receive payment
After reviewing the documents, the company makes a decision and transfers the payment to the beneficiary.
Important: the change of name to Centras Life has not affected existing Kommesk-Omir contracts; they remain in force on the same terms, and there is no need to reissue your policy.
Centras Life through Dynasty
Dynasty will help you choose a Centras Life programme, from a pension annuity to savings insurance for a child, compare it with offers from other life insurers and calculate the terms in the calculator. A Dynasty manager will guide you through the application and advise you if you need to receive a payment.