Life insurance from a subsidiary of the market leader
Eurasia Life Insurance Company: life insurance, savings and employee protection
Eurasia Life Insurance Company JSC (Eurasia Life) is a Kazakhstani insurer operating in the "life insurance" sector. The company was founded on 19 November 2018 and is wholly owned by Eurasia Insurance Company JSC, a long-standing leader of the domestic insurance market. Eurasia Life offers savings and risk programmes for individuals, pension annuities, borrower insurance and compulsory employee accident insurance for employers.
About the company
The company states its mission simply: to give clients peace of mind through reliable insurance and high-quality service. Timely and full insurance payments are named as its top priority. In its corporate culture, Eurasia Life relies on ESG principles — fair treatment of clients, employees and society, and care for the environment.
The company is part of the Eurasia financial group, which brings together property insurance, banking services and investments. This gives the client additional support: the parent Eurasia Insurance Company holds the highest ratings among insurers in the country, and the combined authorised capital of the group's two insurance companies, according to the company itself, is comparable to half of the capital of Kazakhstan's entire insurance sector.
Eurasia Life is a member of the Insurance Payments Guarantee Fund JSC and of the Council of Representatives of the Insurance Ombudsman (since 2019), the Association of Financiers of Kazakhstan (since 2020), and the Atameken National Chamber of Entrepreneurs.
| Full name | Eurasia Life Insurance Company JSC |
|---|---|
| Date of foundation | 19 November 2018 |
| Sector | life insurance |
| Licence | No. 2.2.13 dated 28 December 2022 for insurance (reinsurance) activities in the "life insurance" sector |
| Sole shareholder | Eurasia Insurance Company JSC (100%) |
| S&P Global rating | "BBB", outlook "Stable"; national scale "kzAAA" (September 2026) |
| Head office | Almaty |
Financial strength
In September 2026 S&P Global Ratings raised Eurasia Life's long-term issuer credit rating and financial strength rating to "BBB" with a "Stable" outlook and affirmed its national scale rating of "kzAAA". As the company notes, its rating matches Kazakhstan's sovereign rating and is the highest among the country's life insurers. At the same time, S&P raised the rating of the parent Eurasia Insurance Company to "BBB+", noting the growing contribution of life insurance to the group's profit.
Programmes for individuals
Eurasia Keleshek
Education savings insurance with state support: parents save for their child's education in Kazakhstan or abroad while protecting the family against the risks of death and disability. Term — from 3 to 20 years. A Keleshek USD option is available.
Brilliant USD
A savings programme in tenge indexed to the US dollar: savings are protected from exchange rate fluctuations, and the insured person receives round-the-clock insurance cover worldwide. Term — from 2 to 20 years.
Eurasia Senim
Term life insurance for up to 5 years with a flexible set of covers: death, accident, disability and critical illness. Valid worldwide.
Pension annuity
A contract that allows pension savings to be converted into lifelong regular payments from the insurance company.
For loan borrowers
Life and health insurance for the borrower: if an insured event occurs, the debt to the bank is repaid from the insurance payment.
For labour migrants
Medical insurance for foreign nationals working in Kazakhstan.
Solutions for business
For employers, Eurasia Life offers compulsory insurance of employees against accidents in the performance of their work duties (OSNS). This type of insurance is required by law: it protects the employee and at the same time relieves the enterprise of the financial burden in the event of an occupational injury or occupational disease.
- OSNS — a compulsory policy for employers of any form of ownership;
- voluntary employee accident insurance — extended staff protection beyond the compulsory minimum;
- annuity insurance under OSNS — regular payments to an injured employee or their family when loss of working capacity requires long-term support.
Important: on the company's website you can check whether a policy is valid, pay a premium online, log in to your personal account and track the status of an insured event claim. Before submitting originals, documents can be sent for preliminary checking in electronic form.
How to report an insured event
Fill in the online form
Eurasia Life's website has a form for reporting an insured event — separately for insured individuals and for employees covered by an OSNS contract. State the contract number, the insured person's details, and the circumstances, place and time of the event.
Gather the documents
The list depends on the class of insurance (OSNS, annuity, life insurance, accident insurance, sickness insurance, tourist insurance) and is published on the company's website.
Send scans for checking
If you wish, upload copies of the documents via the website: specialists will check the set and reply by e-mail.
Submit a claim for payment
Hand in the claim and original documents at the head office or the nearest branch and track the status of your case online.
Advantages of Eurasia Life
- the highest S&P rating among Kazakhstan's life insurers;
- the backing of the country's largest insurance group;
- savings programmes in tenge and with dollar indexation, education savings with state support;
- a full set of solutions for employers — from OSNS to annuities;
- convenient online services: policy checking and payment, claims and settlement status.
Take out a Eurasia Life policy with Dynasty
Dynasty will help you choose a suitable Eurasia Life programme — whether OSNS for your company, a savings policy for your family or borrower insurance. Use the calculator, compare the terms with offers from other life insurers and get advice from a Dynasty manager on documents and the application process.